Bankruptcy Trustee Trouble
Choose your bankruptcy battles wisely!
It is not a good idea to fight with your bankruptcy trustee over trivial matters. We have and always will stand up to bankruptcy trustees on behalf of our clients. However, we don’t see the benefit in bickering with a bankruptcy trustee over pay stubs, bank statements, tax returns, etc. You are obligated to provide your bankruptcy trustee with certain documents and comply with particular requests they make. This does not mean every request! Thus, it is in your best interest to know when your bankruptcy trustee is overreaching. A good bankruptcy attorney will know when to comply with a trustee’s requests and when to contest them.
New York Bankruptcy Attorney
As always, the Law Firm of VAUGHN, WEBER & PRAKOPE, PLLC, is here to assist you. We are conveniently located in the heart of Nassau County, Long Island, at 393 Jericho Tpke., #208, in Mineola, NY. Contact us at (516) 858-2620 to arrange a FREE consultation with a bankruptcy attorney.
This is information that we provide to our bankruptcy clients, but others may find it useful as well.
First, beware of credit repair companies that claim they can magically erase derogatory entries from your report. No one can erase derogatory information from your credit report if the information is accurate and properly reported. However, if there is old or inaccurate information on your credit report, you can correct it yourself for free. Here is how:
A few months after your bankruptcy case is discharged, you should obtain a copy of your credit report. You can obtain a free credit report every twelve months by going to www.annualcreditreport.com or call 1-877-322-8228.
You should examine your credit report tradelines and dispute any improper or inaccurate entries. You should note any of your discharged debts that are being reported as something other than “discharged” (ask your bankruptcy attorney how specific pre-filing and discharged debts should be reflected on your credit report).
Your dispute can be filed online or in writing. Your credit report will contain detailed instructions on how to dispute inaccurate/improper information. The credit bureau will conduct an investigation and should remove the incorrect information. This, in turn, should have a positive impact on your credit score!
As always, The Law Firm of VAUGHN & WEBER, PLLC is here to assist you. We are conveniently located in the heart of Nassau County, Long Island. Contact us at (516) 858-2620 to arrange a Free bankruptcy consultation.
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