Debt Collectors Pay Price

A debt collector recently charged a borrower $2.95 in interest on a judgement, even though no post-judgement interest had been awarded.  A district court decided that this violated the Fair Debt Collection Practices Act, meaning that the debt collector had to pay the borrower $1,000.00, plus legal fees.  This might seem like a hefty punishment for such a small amount of money, but that is the penalty for violating the act – even if the violation is minimal.  You can read the opinion here.

If you are being harassed by debt collectors, The Law Firm of Vaughn, Weber & Prakope, PLLC is here to help.  Call our office at 516-858-2620 today to schedule a free consultation.

Wrongful Arrests and Sealed Records

On September 26, 2012, in Civil Rights, Criminal, Litigation, by Jason Mays, Esq.

Wrongful Arrests and Sealed Records

Wrongful Arrests and Sealed Records

When an individual is acquitted of criminal charges, the arrest and trial record for that charge is sealed.  The rationale for this rule is that people who are innocent of criminal charges shouldn’t have a criminal record.  After all, arrests, by themselves, mean nothing other than that a person was accused of committing a crime – not that the person actually did anything wrong.  Why should an innocent person suffer negative consequences for a false accusation?

But criminal defense can be expensive.  And a falsely accused person might want to sue the individual or governmental agency that made or wrongly pursued the criminal accusations for the cost of defending against them.

When this happens, the agency that pursued the case, or the individual that made the accusations, may be able to unseal the criminal records.  This, in a sense, is only fair.  In order to prevail with a wrongful prosecution claim, the former criminal defendant will have to show that the prosecutors had no reasonable basis for pursuing the criminal charges.  The prosecutors wouldn’t be able to prove that they had a reasonable basis for pursuing the claim if they couldn’t access the arrest and pretrial records.  Courts have stated that former criminal defendants can use the sealed records law as a “shield” to guard them from the consequences that accompany a criminal record, but not as a “sword” to stop prosecutors from defending their actions.

This policy is fair for the prosecutors, but problematic for the criminal defendant.  It means that, in order to pursue a wrongful prosecution or wrongful arrest claim, the former defendant will have to open up arrest records.  This could affect the former defendant’s employments, or yield other unwanted results.  For this reason, the former defendant will have to argue for limited unsealing.

Criminal Attorney on Long Island

If you have any questions about this or other legal issues, call the Law Firm of Vaughn, Weber & Prakope, PLLC today, at 516-858-2620.

Free Foreclosure, Loan Modification and Bankruptcy Assistance

On September 26, 2012, in Bankruptcy, Foreclosure, by Robbie L. Vaughn, Esq.

Free Foreclosure, Loan Modification and Bankruptcy Assistance

The following article appeared in Today’s New York Newsday:

Nassau County homeowners at risk of losing their homes can get free housing and legal advice on Monday, Oct. 1.

The Nassau County Bar Association will hold its monthly foreclosure clinic from 3 to 6 p.m. at its headquarters at 15th and West streets in Mineola. Volunteer attorneys will offer one-on-one guidance about foreclosure, loan modification and bankruptcy. Federally certified housing counselors will also be available.

Residents who meet income guidelines can meet with Nassau-Suffolk Law Services, which provides reduced-fee legal services.

Attorneys who speak Spanish will be on site, and those fluent in other languages can be made available upon request.

Those attending should bring their mortgage documents to the clinic. Reservations are required, and can be made by calling 516-747-4070.

The Law Firm of Vaughn, Weber & Prakope, PLLC  assists residents of  Nassau county, Suffolk county, Queens, Brooklyn, Bronx, Staten Island, and Manhattan with their bankruptcy filing, loan modification, and foreclosure defense. Call (516) 858-2620 for a FREE consultation!

Divorce Mediation

Mediation can be an affordable alternative to traditional divorce.  The main difference between mediated and traditional divorce lies in the fact that, in mediation, one neutral mediator negotiates an agreement between the spouses.  In traditional divorce, each spouse hires an attorney.  The attorneys represent the interests of their own clients, often taking an adversarial approach to the division of marital resources.  Both paths to divorce result in a legally enforceable agreement.  Spouses must determine for themselves which approach is more appropriate for them, based on their relationship and circumstances.

If a separation is contentious, and the spouses have genuine disputes about the division of assets, the adversarial approach may be the only way finalize the divorce.  But not all divorces need to be contentious.  If spouses can remain civil with one another, mediation can provide a quicker, cheaper alternative to the traditional two-attorney adversarial process.

First, since in mediation the spouses split the cost of one professional, rather than each hiring their own, the cost of the divorce can be dramatically reduced.  Legal fees can easily cost tens of thousands of dollars in a traditional divorce, and can increase if the divorce drags on over time.  Mediators can typically offer a flat rate, comparable to what one attorney would charge for an average divorce.

Second, mediation can be much quicker than a traditional divorce.  As soon as the mediator memorializes the parties’ agreement and files the necessary court papers, the divorce is essentially complete.  The process, then, only needs to last as long as it takes the parties to come to an agreement.  In traditional divorce, the process depends upon court appearances, adjournments, and other administrative delays.  For couples that want finality quickly, mediation might be the way to go.

In addition to these advantages, mediated divorce can be much less stressful than a drawn out battle.  This can be especially advantageous for families.  Understandably, many couples are as concerned with the effect their divorce will have on their children as they are with the effect it will on themselves.  For spouses that can work with each other, mediated divorce can avoid adding unnecessary stress to an already difficult time in a child’s life.

Mediation is not for everyone.  Where real differences exists, mediation will not likely work.  But where couples can put their differences aside for the sake of a speedy and peaceful resolution, mediation might be the best way to separate.

If you would like to explore the option of mediated divorce, call the Law Firm of Vaughn, Weber & Prakope, PLLC at 516-858-2620 today.  We have experience in divorce and family law, and offer free consultations.  We are located in the heart of Nassau County at 393 Jericho Turnpike, Suite 208, Mineola, NY 11501.

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The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation. This website is Attorney Advertising. It does not form an attorney-client relationship. We are a debt relief agency and a law firm that helps people file for bankruptcy relief under the U.S. Bankruptcy Code – Title 11. Prior results do not guarantee a similar outcome. Proudly assisting residents of Long Island, Nassau county, Suffolk county, New York City, Queens, Brooklyn, Bronx, Staten Island, Manhattan