Husband and wife joint bankruptcy filing.
Yes, a husband and wife can file a joint bankruptcy case under chapter 7 or chapter 13. When a joint bankruptcy case is filed, only one bankruptcy petition is filed and only one filing fee is paid to the court. However, both husband and wife must complete the required pre-filing credit counseling course and the required post-filing financial management course. The more difficult question is whether or not spouses should file a joint bankruptcy case. A knowledgeable bankruptcy lawyer can assist you in making that decision.
As always, the Law Firm of Vaughn, Weber & Prakope, PLLC is here to assist you. Contact us at (516) 858-2620 to arrange a consultation with a bankruptcy attorney.
Please visit our Bankruptcy category to learn more about filing chapter 7 or 13 bankruptcy.
When presented with the prospect of losing your home or filing for Bankruptcy, most people feel overwhelmed. Anxiety takes over and panic sets in. The key to navigating through these tough times is to keep your head about you and remain calm. Do your research and learn what options you have available to you. Get control of your finances and then proceed in the most effective way you can. In order to do this, government sites may be the most helpful source that I can point you to. This is because they are reliable and most people are not scared of scams when dealing with government sites; the way that they are when surfing the internet in general. After you use the government sites to gain as much knowledge as you can, it is a good idea to seek the advice of an attorney. Some helpful sites to get you started may be:
makinghomeaffordable.gov or www.financialstability.gov
As always, the Law Firm of Vaughn, Weber & Prakope, PLLC is here for you at (516) 858-2620.
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