Foreclosure Summons and Complaint

On August 6, 2010, in Foreclosure, by Robbie L. Vaughn, Esq.

I was just served with a foreclosure summons and complaint, what should I do?

You should respond!

The summons tells you that a foreclosure action has been filed and that you have twenty (20) or thirty (30) days to respond.  The complaint tells you why the foreclosure action was brought.

There are several different ways for you to respond to the foreclosure action (see our earlier post  “What Can I do if I’m facing Foreclosure”).  However, many of these responses won’t stop the foreclosure action or prohibit the bank from obtaining a default judgment against you.  Generally, a default judgment will be issued if you fail to file an answer or other legal response when it is due.  It is possible to defend a foreclosure action after a default judgment (see our earlier post “Defending Foreclosure after a Default Judgment”), but it is very risky, more difficult and will likely be more expensive.  Therefore, it is best to avoid having a default judgment entered against you.

You should consider consulting  a competent foreclosure defense attorney ASAP!

As always, The Long Island Foreclosure Defense Law Firm of VAUGHN & WEBER, PLLC is here to assist you.  We are conveniently located in the heart of Nassau County, Long Island, at 217 Willis Avenue in Mineola, NY 11501.  Contact us at (516) 858-2620 to arrange a consultation with a foreclosure defense lawyer.

Please visit our Foreclosure category to learn more about foreclosure issues.

Foreclosure Settlement Conference Notice

On June 10, 2010, in Foreclosure, by Robbie L. Vaughn, Esq.

Scheduled Foreclosure Settlement Conference

I received a notice to attend a foreclosure settlement conference, what should I do?

Go!

If you are facing foreclosure and the court has scheduled  a foreclosure settlement conference for you, you should attend or hire an attorney, probably for a lot less than you may think, to attend on your behalf or with you.

The foreclosure settlement conference provides the homeowner with an opportunity to negotiate a loan modification with their lender. If you are interested in saving your home from foreclosure, the foreclosure settlement conference may be your last chance to do so.

Foreclosure Defense Attorney in Mineola

Contact the Law Firm of Vaughn, Weber & Prakope, PLLC at (516) 858-2620 to speak with a foreclosure defense attorney.

Please visit our Foreclosure category to learn more about foreclosure issues.

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation. This website is Attorney Advertising. It does not form an attorney-client relationship. We are a debt relief agency and a law firm that helps people file for bankruptcy relief under the U.S. Bankruptcy Code – Title 11. Prior results do not guarantee a similar outcome. Proudly assisting residents of Long Island, Nassau county, Suffolk county, New York City, Queens, Brooklyn, Bronx, Staten Island, Manhattan